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✦ For renters with a regular income

Two ways to rent better.

Spread your annual rent across 10 months with a Renter Loan — or build a verified Renter Passport that proves you're a safe bet to any landlord. Use one, or both.

RENTER LOAN finance your rent

Pay your rent monthly

We pay your landlord the full year upfront. You repay in 10 easy installments — no savings raid, no borrowing from family.

We pay your landlord

₦4,200,000 ✓ Paid upfront
Your monthly × 10
auto direct debit
10×
installments
~24 hrs
approval
FCCPC
regulated
Check what I'd pay →
RENTER PASSPORT FREE

Prove you're a safe bet

A verified profile of your trustworthiness — identity, income and references, confirmed by HouseBetta. No loan required to start.

Renter Passport Rent ready ✓
Verified holder
Ada Okafor
Rent affordability₦5,000,000
Credit ratingGood ✓
Rent ready
at a glance
₦0
to build
Reuse
everywhere
Build your Passport →

Why you can trust us

Nothing like a loan app.

We never contact your family

We only ever message you — never your contacts, employer or referees without consent.

No reading your phone

We don't access your contacts, photos, messages or files. Ever. We don't ask for the permission.

Every fee shown upfront

One clear total cost of credit before you sign. No rollover traps, no compounding penalties.

Licensed & regulated

A registered money lender supervised under the FCCPC — your rights are protected by law.

Renter Loan · 1 of 2 products

How rent financing works

Three steps from application to a year of rent, sorted. No hidden steps, no surprises.

1
Apply in minutes

Verify your identity (BVN & NIN) and securely link your bank account. We check you can comfortably afford the monthly repayment.

2
We pay your landlord

Once approved, you put down a deposit and we pay your landlord the full year's rent directly on signing — funds never touch your account.

3
Repay monthly

Pay us back over 10 equal installments by automatic direct debit. Track everything from your dashboard.

Eligibility

What would I pay a month?

Drag to your annual rent. Figures are illustrative — your real offer is set after underwriting.

Annual rent
Your monthly payment × 10
Start application →
Deposit today (20%)
Fee rate
3.5% / month
Total cost of credit
Repayment term
10 months

Renter Passport · 2 of 2 products

A reputation you own — free, and yours to keep

Verify once

Confirm your BVN, link a bank statement, add a reference. Takes minutes, all securely.

Build your rating

Each verification strengthens your affordability and credit rating — a clear, trusted signal of standing.

Share anywhere

Send any landlord a verified profile — no repeating paperwork, no awkward proof requests.

Get your Renter Passport →
Renter Passport Rent ready ✓
Verified holder
Ada Okafor
Rent affordability₦5,000,000
Credit ratingGood ✓
Identity NIN & BVN confirmed
Affordability verified from bank data
Income payslip confirmed
References employer & landlord

One HouseBetta, two ways to start.

Spread your rent over 10 months, or build your verified Passport for free. Both take minutes.