Two ways to rent better.
Spread your annual rent across 10 months with a Renter Loan — or build a verified Renter Passport that proves you're a safe bet to any landlord. Use one, or both.
Pay your rent monthly
We pay your landlord the full year upfront. You repay in 10 easy installments — no savings raid, no borrowing from family.
We pay your landlord
Prove you're a safe bet
A verified profile of your trustworthiness — identity, income and references, confirmed by HouseBetta. No loan required to start.
- Rent affordability
- ₦5,000,000
- Affordability rating
- Good ✓
Nothing like a loan app.
We only message you. We contact only the referees you name, and only after you ask us to.
We don't access your contacts, photos, messages or files. Ever. We don't ask for the permission.
One clear total cost of credit before you sign. No rollover traps, no compounding penalties.
Renter Loan · 1 of 2 products · coming soon
How rent financing works
Three steps from application to a year of rent, sorted. No hidden steps, no surprises.
Verify your identity (BVN & NIN) and securely link your bank account. We check you can comfortably afford the monthly repayment.
Once approved, you put down a deposit and we pay your landlord the full year's rent directly on signing — funds never touch your account.
Pay us back over 10 equal installments by automatic direct debit. Track everything from your dashboard.
Indicative estimate
What would I pay a month?
Drag to your annual rent. This is an indicative estimate, not an offer — your real terms are set after underwriting and shown in a Key Facts Statement before you sign.
A reputation you own — free, and yours to keep
Confirm your BVN, link a bank statement, add a reference. Takes minutes, all securely.
Each verification strengthens your affordability and credit rating — a clear, trusted signal of standing.
Send any landlord a verified profile — no repeating paperwork, no awkward proof requests.
- Rent affordability
- ₦5,000,000
- Affordability rating
- Good ✓
Coming soon
Rent financing isn't open yet
Leave your email and we'll tell you when it launches. We use it only for that, and you can ask us to delete it any time.
One HouseBetta, two ways to start.
Build your verified Passport for free today, and be first to hear when rent financing opens.