Spread your annual rent across 10 months with a Renter Loan — or build a verified Renter Passport that proves you're a safe bet to any landlord. Use one, or both.
We pay your landlord the full year upfront. You repay in 10 easy installments — no savings raid, no borrowing from family.
We pay your landlord
A verified profile of your trustworthiness — identity, income and references, confirmed by HouseBetta. No loan required to start.
Why you can trust us
We only ever message you — never your contacts, employer or referees without consent.
We don't access your contacts, photos, messages or files. Ever. We don't ask for the permission.
One clear total cost of credit before you sign. No rollover traps, no compounding penalties.
A registered money lender supervised under the FCCPC — your rights are protected by law.
Renter Loan · 1 of 2 products
Three steps from application to a year of rent, sorted. No hidden steps, no surprises.
Verify your identity (BVN & NIN) and securely link your salary account. We check you can comfortably afford the monthly repayment.
Once approved, you put down a deposit and we pay your landlord the full year's rent directly on signing — funds never touch your account.
Pay us back over 10 equal installments by automatic direct debit. Track everything from your dashboard.
Eligibility
Drag to your annual rent. Figures are illustrative — your real offer is set after underwriting.
Renter Passport · 2 of 2 products
Confirm your BVN, link a bank statement, add a reference. Takes minutes, all securely.
Each verification lifts you from Bronze to Platinum — a clear, trusted signal of standing.
Send any landlord a verified profile — no repeating paperwork, no awkward proof requests.
Help
The things people actually worry about — no fine print, no dodging.
Never. We don't access your contacts, photos or files, and we never send messages to anyone but you.
Salaried workers in Lagos with at least 6 months at your current employer and a verifiable salary account.
We work with you first. After 30 days, a Global Standing Instruction lets us recover from your other accounts — fully disclosed upfront.
Most applications take about 8 minutes to complete, with a decision typically within 24 hours.
Spread your rent over 10 months, or build your verified Passport for free. Both take minutes.